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Many people worry that they need to have the closing date of their new home purchase occur after the sale of their current home. However, your purchase can occur several days before your sale if you obtain a type of financial assistance known as Bridge Financing.

Essentially, this is a type of lending that helps you “bridge” the time between your purchase and your sale. For example, in a normal situation, you may not be able to qualify financially for mortgages on two properties at the same time. However, with bridge financing your lender may use special criteria to determine your eligibility and they will provide detailed instructions to our office concerning the sale of your property. Basically, the lender will issue you a large loan to allow you to purchase your new home on one day, then several days later the lender will require that our office repay the loan (plus interest) with the proceeds from the sale of your current home.

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